This information applies to England and Wales.
If you are disabled and have a primary health need, you could be eligible for NHS continuing healthcare (CHC). This is funding from the NHS to pay for the medical care and support you need.
You do not pay anything towards continuing healthcare. It does not affect benefits or pension payments.
A need that is related to a condition or impairment can either be a:
Social services meet social care needs. NHS continuing healthcare must be for primary health needs.
You will have a primary health need if the main reason you have care is to support your health needs or prevent them getting worse.
During your application process, the assessor must follow the national framework for NHS continuing healthcare and NHS-funded nursing care.
Guidance for the national framework for NHS continuing healthcare (GOV.UK)
If the assessor does not follow the framework, you can make a complaint.
You are more likely to qualify for CHC if your medical needs are:
If you are in hospital and have a primary health need, speak with a health care professional before you are discharged.
Letter template to request an assessment for continuing healthcare (Access Social Care)
If they agree, they will start the application and complete the checklist.
If they do not agree, you can contact your local integrated care board and ask them to complete the checklist.
If you have needs that relate to an impairment or condition, you might be entitled to social care support. This is practical support to meet your needs. It can include a personal budget.
Apply for a social care needs assessment first. If your needs are medical and you could be eligible for continuing healthcare, the social worker will refer you.
If your medical condition is getting worse quickly or you’re terminally ill, you might qualify for a CHC fast-track assessment.
Some examples of why you might get continuing healthcare include:
If you already get social care support, you might be eligible for continuing healthcare if:
Social care should only meet social care needs. Continuing healthcare must fund a primary health need.
If you think your needs are medical, ask your local authority for a social care review. Say that you have a primary health need and ask for a CHC checklist assessment.
Letter template to request an assessment for continuing healthcare (Access Social Care)
You can go to your local integrated care board (ICB) for an assessment. But you’re more likely to get continuing healthcare if a social worker or your GP thinks your needs are medical. They will support your CHC application.
Unlike social care, continuing healthcare:
This means you do not contribute money towards CHC.
If you’ve been in hospital and come out with long-term health needs, the CHC process would start. You might need to ask a healthcare professional to complete the checklist if this is not done automatically.
If you have been in hospital because of your mental health, the support you receive might be different.
You might get section 117 aftercare, which is free care similar to CHC.
If section 117 aftercare does not meet all your needs, you can get CHC at the same time.
To apply for continuing healthcare, you need to ask for an assessment. You can ask:
The assessment has 2 parts:
Most people will need to have the checklist assessment before they can ask for a full assessment.
If your condition is getting worse very quickly or might become terminal, you do not need the checklist assessment.
Terminally ill people and benefits
You can go straight to the full assessment. Ask your social worker or a healthcare professional if you qualify for the fast-track CHC assessment.
Fast-track pathway tool for NHS continuing healthcare guidance (GOV.UK)
Letter template to request a fast-track CHC assessment (Access Social Care)
A health professional or social worker fills out the checklist. This is to see if you qualify for a full continuing healthcare assessment. The checklist looks at:
NHS continuing healthcare checklist and guidance (GOV.UK)
The checklist assessment should take 30 minutes to complete. The health professional will look at each area and score your needs as A, B or C:
After you have had the checklist assessment, you will receive a letter. This will say if you are eligible for the full assessment for continuing healthcare.
To get a positive checklist, you need:
Priority needs are:
If you have a positive checklist, you are eligible for the full assessment. Your letter should say what the next steps are and how to book your assessment.
A negative checklist means you will not have a full assessment and you are not eligible for continuing healthcare.
If your health is due to get worse, you can ask for another checklist assessment in 3 months.
If you get worse quickly or are terminally ill, ask for a fast-track assessment.
Fast-track pathway tool for continuing healthcare
If you feel your needs were not assessed correctly, you can challenge the decision.
After an initial assessment by a healthcare professional, your NHS local integrated care board (ICB) will do an assessment.
Find your local integrated care board (NHS)
This is called the full assessment for continuing healthcare. The full assessment:
Independent advocates are trained professionals or volunteers. They work with you to get your voice heard and stand up for your rights.
An advocate can:
Find an independent advocate
To find an advocate in your area, search for ‘advocacy’ on your local council’s website.
Find your local council (GOV.UK)
You can then contact the advocacy service in your area.
Not all councils provide all types of advocates. It depends on where you live. Find local advocacy services from Citizens Advice or Disability Rights UK.
The assessment should be accessible to you. It can be in person or over the phone. The assessment can take a few hours to get all the information.
If you have evidence of health needs, have them with you during the assessment or email them to your ICB.
Evidence can include:
If there is anything that would make assessments more accessible, ask your assessor.
For example, you can ask:
Some people find it hard to talk about their health needs. You might it upsetting or stressful. You’re not alone.
The national framework states that the process should be accessible and person-centred. You should be fully involved in the assessment and decision-making process.
Guidance for the national framework for NHS continuing healthcare (GOV.UK)
If you have any communication needs, these should be met.
After your assessment the ICB will normally speak with health professionals who manage your condition.
The ICB might look at your health records. They will ask for permission before doing this.
After this, the assessors might do another assessment. They should let you know.
When they have all the information, the decision support tool (DST) will assess your health needs and decide if they are:
It is a similar form to the checklist and looks at the same things, but goes into more detail.
NHS continuing healthcare decision support tool guidance (GOV.UK)
While you’re waiting for a result, ask your ICB who will provide your care and support.
You should be eligible for CHC if you have:
You will receive a decision letter within 28 days of your last assessment. You will get a copy of the decision documents. This will explain if you are eligible for continuing healthcare.
If you are not eligible for continuing healthcare, the assessment says you do not have a primary health need.
If your condition is getting worse, you might have a 3-month review. You can ask the ICB for this.
If your medical condition is getting worse quickly or you’re terminally ill, you might qualify for a CHC fast-track assessment.
Fast-track pathway tool for continuing healthcare
If you do not agree with the decision, you can challenge it.
If you are eligible for continuing healthcare, you will work with your ICB to make a care and support plan.
The plan will be detailed and say:
The care and support plan says what your care package should have in it. This will include:
If you do not agree with the care and support plan or your care package, you can challenge the decision.
When you have continuing healthcare, you decide who will manage the money.
You can ask the NHS to:
If the NHS organises your care, they will let you know what support you receive.
You can have a combination of NHS organised care and a personal health budget.
Everyone with a continuing healthcare plan should have the option of a personal health budget. You might have to ask your ICB if this was not offered after your assessment or you’d like to try it.
If they think you can manage your own care, you can have a personal health budget. It does involve paperwork, but you can get support to do this.
A personal health budget gives you more control over your care. This can mean your care is more personalised and helps you achieve your goals. When you have a personal health budget, the CHC still funds your care.
A personal health budget can pay for:
When you first get CHC, you have an initial review after 3 months. After that, you normally have a review every year.
Your local integrated care board (ICB) will have a policy on how often you will have a review. When you get a CHC award, the letter should say when your next review is.
You should have a key contact. This is the person who is in charge of your CHC funding. Contact them if you want to know when your next review is.
Your ICB can tell you who your key contact is.
You can ask your local integrated care board (ICB) for an appeal if you:
Challenging or complaining about continuing healthcare
If you want to complain, follow the NHS complaints procedure.
Last reviewed by Scope on: 07/04/2024
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