This information applies to England and Wales.
Council Tax is what you pay your local council to cover the cost of services in your area.
How much you pay depends on:
Council Tax is a priority bill. This means you need to pay it first before other bills.
If you miss a payment, your local council could ask you to pay for the whole year at once. If you still do not pay, they can take you to court.
You may be able to get help with your Council Tax through a discount or reduction scheme. These schemes are different for every council in England and Wales.
Some people are exempt from Council Tax. This means they do not have to pay it at all.
The easiest way to find out if you are eligible for any help with your Council Tax is to contact your local council.
You will need:
How to apply for help with Council Tax
You can also use a free benefits calculator to learn what your council tax reduction might be.
Every council is different so it may not give you an exact amount.
There are 3 main ways to get a discount or reduction on your Council Tax:
This scheme reduces your Council Tax by a band if you or someone you live with is permanently disabled. You may qualify if you have:
Disabled band reduction does not count as a benefit. It is not means-tested, so you can be eligible if you have savings.
Check your Council Tax band (GOV.UK)
How to apply for help with Council Tax
Some councils call this Council Tax Support. It is a means-tested scheme. It considers your income, savings and any benefits you claim.
If you claim Universal Credit, this does not automatically entitle you to help with your Council Tax.
You can apply if you are on a low income or claiming one of the following:
You will not be eligible if you have over £16,000 in savings. Some councils have lower limits. Council Tax Reduction is classed as a benefit, but it will not affect your other benefits.
Eligibility varies for every council in England and Wales. There is no set amount for Council Tax Reduction because it depends on your circumstances.
How to apply for help with Council Tax
You may qualify for 25% off your Council Tax if you:
If you live with another adult on a low income who is not your partner, you can apply for a Second Adult Rebate. How much you get off your bill will depend on their income.
You cannot get a Second Adult Rebate at the same time as Council Tax Reduction.
Check if you can get a Second Adult Rebate on your Council Tax (Citizens Advice)
The Single Person Discount is not:
You need to apply through your local council.
Some people do not need to pay Council Tax, such as:
Who is a full-time student? (Turn2us)
You may also be exempt if you move somewhere else to be cared for. For example:
This must be a permanent move. If anyone else lives in your property after you have moved out, they will have to pay Council Tax.
Council Tax exemptions are not means-tested. This means you can have savings and still be eligible. They are not counted as a benefit.
You need to apply for an exemption through your local council.
Find your local council (GOV.UK)
How to apply for help with Council Tax
People with a severe mental impairment (SMI) can get a Council Tax exemption.
Some conditions that can lead to severe mental impairment include:
A doctor needs to write a letter to confirm severe mental impairment. You can get a claim form by asking your local council.
Read more about the Severe Mental Impairment Disregard scheme (gov.wales).
You can apply for help with your Council Tax through your local council by:
Ask if you need a paper form.
Check with the council what evidence you need to support your claim. Usually, it is your most recent:
Proof of identity checklist (GOV.UK)
Your local council may ask for details of other people you live with and proof of other benefits.
After you have applied, they will send you a letter telling you:
Try to keep copies of evidence. You could do this by:
Copies can be helpful:
You may not get your evidence back.
If posting, use a signed for service if you can. Keep a proof of posting so that you have a record of:
If you disagree with the decision, you can ask your local council to review it.
Contact your local council (GOV.UK)
If you do not hear back within 2 months or disagree with the outcome of the review, contact the Valuation Tribunal about your claim.
Last reviewed by Scope on: 30/12/2024
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